Financing
Get your device now, pay over time
Apply online in minutes, then walk in and pick it up.
Pick a partnerChoose the financing option that works for you.
Apply online in minutesMost decisions come back in a few minutes.
Walk in and pick it upBring your approval to any store.
Financing partners
Most Popular
Acima
Lease-to-own with flexible terms, no long-term commitment, a 90-day early purchase option and decisions in a few minutes.
American First Finance
Easy-approval financing for device purchases and repairs, with a fast online application and flexible payment schedules.
Approve.me
Quick pre-qualification with no hard credit pull, available at every location.
Prefer no financing company at all? Ask about Layaway.
Put a device on hold and pay it off over time — no interest and no application.
Financing FAQ
Do I need good credit to be approved?
Not necessarily. Acima and American First Finance look at more than your credit score, and Approve.me pre-qualifies you with no hard credit pull.
How long does approval take?
Most applications get a decision within a few minutes.
Can I use financing for a repair, not just a phone purchase?
Yes. American First Finance covers repairs as well as device purchases. Ask your store which options apply to your repair.
What's the difference between financing and layaway?
Financing lets you take the device home now and pay the financing company over time. Layaway holds the device at the store while you pay it off with no interest; you take it home once it's paid in full.
Which locations offer financing?
All of our open Texas locations.
Ready to get started?
Questions about which option fits you best? Your nearest store can help.